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Bank of America fees โ€” by city + waiver paths (2026)

By Pablo Diaz ยท Why I left Bank of America โ†’

Bank of America's published fee schedule per major category โ€” monthly maintenance, wire, ATM, overdraft, foreign transaction, minimum-balance maintenance โ€” alongside the realistic waiver paths and the public CFPB enforcement record on BoA fee practices. Click your city for the local version with switching playbook.

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Open the comparison โ†’

By topic (top metros)

Monthly maintenance fee

Wire transfer fees

ATM fees

Overdraft fees

Foreign transaction fees

Minimum balance fees

Fee waiver strategies

Top metros (overview)

Browse by state

New York (61 cities)

Texas (150 cities)

California (50 cities)

Arizona (25 cities)

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