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The OpenPublicHub consumer banking brief

Free weekly. Settlements, regulator actions, switching guides, and alternative-banking watchlists for U.S. consumers. No fluff. Unsubscribe any time.

Subscribe (free)

We use your email only to send the newsletter. No selling, no sharing. Unsubscribe link in every issue.

What you’ll get

  • Plain-English summaries of CFPB, OCC, and state-regulator enforcement actions affecting U.S. banking customers.
  • Walk-throughs for filing complaints (CFPB, state, BBB) when something specific goes wrong with your bank.
  • Switching playbooks — when, how, and which alternatives to look at depending on your situation.
  • Alternative-banking watchlists: Mercury, RHO, Novo, Relay, Bluevine, Brex, Found, plus crypto/web3 options like Coinbase Prime, Gemini, Strike, and Unchained.
  • Quarterly roundups of the largest publicly-documented banking issues (rewards, fees, fraud, frozen accounts, account-closure friction).

Why it exists

Most consumers never learn how strong their actual banking rights are until something goes wrong. By that point the energy to file is usually gone. The brief exists to put the basic playbook in your inbox before you need it, and to keep you up to date on enforcement actions that affect your bank.

My own story — what shaped this site — is at /my-banking-story.

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