TX BoA domestic and international wire fees (Edinburg) — sourced 2026

By Pablo Diaz · I left BoA after years as a customer. Read the full story →

Auditing your bank's fee schedule is not glamorous work, but it is one of the highest-ROI hours a small business operator in Edinburg can spend. This page is the BoA-specific version of that audit.

Domestic and international wire fees

Bank of America wire transfer fees per their published schedule: roughly $30 per outgoing domestic wire and $45 per outgoing international wire. Incoming wires typically run $15. For a Edinburg business that sends a handful of vendor wires per month, this adds up to several hundred dollars annually. Mercury offers free domestic wires on most plans; RHO offers free outgoing wires on most tiers. If wire volume is meaningful for your business, the fee differential alone often justifies switching. BoA fee schedule source: https://www.bankofamerica.com/smallbusiness/business-financing/checking-accounts/

Edinburg context

In Edinburg, TX, the relevant comparison for BoA's fee schedule is what software-driven alternatives charge for the same use case. The schedule below is one half of that comparison.

Public regulator record on BoA fees

• CFPB 2023 enforcement order — $250M total — junk fees, double-charged overdraft fees, withheld credit-card rewards, fake accounts.
• CFPB Consumer Complaint Database — Bank of America — public, searchable, tens of thousands of complaints (a large share fee-related).
• BoA business checking fee disclosure — source-of-truth for current published rates. Verify before acting.

If you want to dispute a BoA fee in Edinburg

1. Pull the statement showing the fee. Screenshot it.
2. Compare against BoA's published fee schedule. If it does not match, document the discrepancy.
3. Request a written explanation through BoA secure message. Save the response.
4. If the explanation is unsatisfactory, file a CFPB complaint at consumerfinance.gov/complaint with the documentation. Free, public, and tends to get a documented response.
5. For overdraft-fee disputes specifically: reference the CFPB 2023 order in your complaint if your situation matches the practices it cited.

Other TX cities

• BoA fees in Brownsville, TX
• BoA fees in McAllen, TX
• BoA fees in Mission, TX
• BoA fees in Pharr, TX
• BoA fees in Harlingen, TX
• BoA fees in Houston, TX
• BoA customer-experience review for Edinburg →
• Edinburg consumer-banking rights →
• Compare 50+ business banks for Edinburg (Noizz) →